The number most women don't want to look at
The state pension age is 67. For most women in employment right now, that's the default leaving date - not because they've chosen it, but because nothing else has come together to give them a different option.
Life is manageable. But somewhere underneath the routine, a lot of women are doing quiet maths and not liking what they find.
Not "can I afford to stop working?" - most people know the answer to that. The real question is: "Is there anything I can do now that would mean I don't have to wait until 67 to have a choice about this?"
That's what I started trying to answer about a year ago. Not how to step back in any dramatic sense - I want work to be optional. I want to be the one deciding how much I do, and when, and on what terms. That's what I found with Travorium, and it's what I'm building towards right now, alongside my job.
Why I'm doing this
My name is Chrissie. I'm 59, I live in North Wales, and I'm still employed. I haven't left my job yet - but I'm leaving on 17 April 2027, and I'm on track to do it.
About six months ago I had to sell my home. It wasn't a choice - it was something that happened to me, and it left me in a position I hadn't expected to be in at this stage of my life. It made one thing very clear: financial security isn't something you can assume will work itself out. You have to build it deliberately, while you still have time and income to do so.
I found Travorium and was sceptical. I'd seen travel clubs before and I'd seen referral income models before. But I looked at the actual savings, I looked at how the income compounds, and I decided to try it. I'm building it around my job. It doesn't require a big following or any prior sales experience. And the income is going directly towards closing the gap between where I am now and being able to step back on my own terms - years before pension age.
What Travorium actually is
Travorium is a wholesale travel membership. Members book hotels, resort stays, car hire, tours and activities at rates that aren't available through standard booking sites - because the business model is different.
Booking.com and Expedia take the base hotel rate and add a significant margin to cover their marketing spend. Travorium cuts that out and passes the saving to the member instead.
Same hotel. Same dates. Same room. Expedia: £3,400. Travorium: £1,800. On one booking. The membership cost covered several times over.
What the membership includes
- Access to over 2 million hotels and resorts at wholesale rates
- Two resort stays per year included - no timeshare, no presentations, no contracts, no blackout dates
- Savings on car hire and everyday travel, not just holidays
- World tours - group trips to 4 and 5-star properties worldwide, often with breakfast included
- Monthly travel points that convert to actual bookings
The membership most people choose is around £49 per month. Most members find the hotel savings alone cover that well within their first year.
Why this matters for stepping back earlier
If you choose to, you can refer other people to the membership. When they join, you earn a monthly commission. It's residual - once someone's a member, you keep earning from their membership without doing anything additional each month.
You're not selling travel. You're sharing access to something most people genuinely want - the ability to travel more and spend considerably less doing it. The conversation tends to be straightforward because the savings are real and visible before anyone spends a penny.
What the income looks like in practice
- Three referrals cover your own membership - you're at break-even from the start
- A small, consistent team generates a meaningful monthly supplement to your salary
- As the team grows, so does the income - and it keeps coming in whether you're actively working that week or not
- The goal for most women I work with is to build enough additional income that stepping back from full-time work becomes a real option - years ahead of pension age
To access the income opportunity, there's a one-time partner registration of £65. That covers your website, back office, training and marketing tools. It's not a recurring cost.
Who this suits
This isn't for everyone, and I'd rather be upfront about that.
This is likely a good fit if you:
- Are employed and want to build income alongside work, not instead of it
- Travel at least occasionally - or would if it cost less
- Are comfortable having real conversations with people about something you've found useful
- Are building towards something over 12 to 24 months, not looking for a quick fix
- Want to create options for yourself before pension age - to reduce hours, step back, or make work genuinely optional
This probably isn't the right fit if you:
- Are expecting significant income within the first few weeks
- Aren't willing to put in a few consistent hours each week
- Want a completely passive investment with no involvement required
Questions I get asked most often
I've seen travel clubs before. What makes this different?
Most travel clubs are timeshares in another form. Travorium has no presentations, no contracts, and no blackout dates. You can see the savings before you join - I can show you a live comparison on any hotel you're planning to book. The company is 12 years old, operates in 60+ countries, and pays commissions reliably every month.
Is this network marketing?
It uses a referral income structure. I know that puts some people off and I understand why. The difference here is that the product - the travel membership - stands entirely on its own. Members stay because the savings are real and they use them, not out of any obligation. You'd be sharing something genuinely useful, not convincing people to buy something they don't need.
How much time does it take?
I work on it around my job. Realistically, a few hours a week in the early stages - mostly conversations with people who've already shown interest, not cold outreach. It's built to fit around existing commitments, not on top of them.
What if I'm not a natural salesperson?
Neither am I, in the traditional sense. What I do is have honest conversations with people who are already curious about travelling more or building income outside of employment. There's no pitching strangers. The women I work with find it manageable because we're talking about something real that people can see the value of immediately.
What does the income look like realistically in year one?
The first few months are about getting established and finding your rhythm. Some people earn their first commission within weeks. A realistic first-year target for someone building consistently is to cover the membership cost and begin generating a small but real supplementary income. The compounding happens as the team grows. I'll always be honest with you about timelines rather than give you inflated expectations.
Do I need a social media following?
No. I'm building through conversations, not broadcast content. A following helps but it isn't a requirement. Most people already know others who travel - and that's where early conversations naturally start.
What's the actual cost to get started?
The membership is around £49 per month at the level most people choose. The one-time partner registration to access the income opportunity is £65. That's it. No mandatory purchases, no inventory, no events you're required to attend.
A few things you might be sitting with
"I've looked at things like this before and nothing came of it."
Usually when this doesn't work, it's because someone started without a clear plan, had no real support, and quietly stopped when the first few conversations didn't go anywhere. I work directly with the people I bring in. You wouldn't be figuring it out alone.
"I'm not sure I could get anyone to join."
The membership saves money on travel, so there's genuine value even if you never refer a single person. And the women I work with who are building income are doing it through real conversations rather than sales tactics - which makes a significant difference to how it feels and how it lands.
"I don't have spare time."
If you're employed full-time and managing everything else, your time is already committed. What I'd want to do is look at what's realistic for you, rather than give you a one-size-fits-all answer. Some people start with two or three hours a week. That's enough to get moving.
What this could look like
I won't paint an unrealistic picture. But this is what's achievable for someone who puts in consistent effort over the next year - and what I'm working towards myself.
- A monthly income that covers the membership and contributes meaningfully to your finances
- Travelling more, and spending noticeably less doing it
- A plan that's actually in motion - not just a number you revisit every January and feel vaguely worried about
- A leaving date that feels real - something you're genuinely moving towards
- Work becoming something you do because you want to, not because you have no other option
The point isn't to accumulate wealth. It's to build enough income outside of employment that you have a genuine choice about when to step back and how much you keep doing. That's what I'm building. That's what I can help you do.
What happens next
I'll be following up with you shortly to go through any questions you have from the video and this page.
If anything here has resonated and you'd like a straightforward conversation about whether this makes sense for your situation, just reply to my message. No commitment involved in talking it through.
And if you already know you'd like to get started, let me know that too and I'll send the details straight over.